Acceptance of Terms

By accessing and using the TransferOnWave website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our services.

These terms constitute a legally binding agreement between you and TransferOnWave. Your continued use of our platform indicates your ongoing acceptance of these terms and any modifications we may make.

Service Description

We strive to provide accurate and valuable educational content, but we do not guarantee specific outcomes or results from using our materials. All educational content is for informational purposes and should not be considered as financial advice.

User Responsibilities

• Provide accurate and complete information when creating your account
• Maintain the confidentiality of your login credentials
• Use our services only for legitimate educational purposes
• Comply with all applicable laws and regulations
• Respect the intellectual property rights of TransferOnWave and third parties
• Report any suspicious activity or security breaches immediately

You are solely responsible for all activities that occur under your account. We recommend using strong passwords and logging out after each session, especially when using shared computers.

Prohibited Activities

When using our services, you agree not to engage in any of the following prohibited activities:

• Attempting to gain unauthorized access to our systems or other user accounts
• Distributing malware, viruses, or other harmful code
• Harassing, threatening, or intimidating other users or staff members
• Copying, distributing, or reproducing our copyrighted content without permission
• Using automated tools to scrape or collect data from our platform
• Impersonating another person or entity
• Engaging in any activity that could damage our reputation or business operations

Intellectual Property Rights

You may access and use our content solely for your personal, non-commercial educational purposes. Any other use, including modification, distribution, or commercial exploitation, requires our express written permission.

We respect the intellectual property rights of others and expect our users to do the same. If you believe your copyrighted work has been used inappropriately, please contact us immediately.

Payment and Refund Policy

Payment for our educational programs is due at the time of enrollment unless otherwise specified. We accept various payment methods as indicated during the checkout process.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy, which is incorporated into these Terms of Use by reference.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

Disclaimers and Limitations

We make no warranties or representations about the accuracy, completeness, or timeliness of our content. Your use of our services is at your own risk, and we disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

To the maximum extent permitted by law, TransferOnWave shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these Terms of Use.

You may terminate your account at any time by contacting our support team. Upon termination, your right to access and use our services will cease immediately, though certain provisions of these terms will survive termination.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of South Korea. Any disputes arising from these terms or your use of our services will be resolved through the appropriate courts in South Korea.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. We will notify users of significant changes through our website or via email. Continued use of our services after changes are posted constitutes acceptance of the modified terms.

We encourage you to review these terms periodically to stay informed about our policies and your rights and obligations.